Financing Funerals
Recent data reveals that the cost of funeral related products and services selected by consumers are the third largest purchase that they will make during their life time, only behind the purchase of their home and automobile. Can you imagine a world where real-estate professionals would not guide their clients through the pre-qualification and home loan process? Have you ever walked into a car dealership that did not provide financing options? What financing options are you offering the families that you serve?
The Ryan M. Lee, Mortuary Consultancy has teamed with MoreSalesToday.Com to offer the most convenient and cost effective consumer financing options for both funeral service providers and the families that they serve.
MoreSalesToday.com is owned and operated by (CCS) Cooperative Credit System and is a lending platform designed to connect businesses with private capital, equity based lenders who desire to offer fair and affordable consumer financing that complies with our strict guidelines.
Our lending partner offers only flat, simple interest, unsecured installment loans with no unfair terms, like escalating interest rates, hidden fees, recurring charges or early payment penalties.
(CCS) Cooperative Credit Systems is not a bank and does not represent banks. Cooperative Credit Systems is a national network of major, aggressive private lenders striving to make credit accessible to consumers under fair, understandable and simple terms.
Unlike banks or bank backed lenders, CCS can loan on an unsecured basis to consumers with a broad range of credit profiles from sub-prime, credit challenged individuals to high credit score borrowers. This is possible since, with the CCS approach, businesses requiring financing for their customers and the lenders providing the financing share in the cost of the credit. With this unique approach, the business, consumer and lender all benefit equally from the process.
Our portfolio of lending solutions has helped hundreds of funeral homes by increasing sales ammount, market share, and dramatically decreasing cost. We provide over $2 Billion in available credit to our clients and the security of the most advanced web-based lending platform created. Your funeral home can be fully active in 48-72 hours.
In an effort to "Set The Right Expectations" and give you all the details to the program, the following "Rules" are accurate and deliver 71%-77% approvals on ALL applications.
Credit Score vs. Loan Amount
- Credit Challenged (560-670) Loan Amount $15,000 Max. Term 48 Months
- Near Prime (670-740) Loan Amount $20-$25,000 Max. Term 60 Months
- Prime (740+) Loan Amount $30-$35,000 Max Term 72 Months
Promotional "Specials"
- 0% APR for 12 months or 90 Days differed payments
- Employment: 1 year on the job or in the same industry, minimum $1,500 gross monthly income required
- No Additional Fees: No co-signer or guarantor fees, no prepayment penalties, no balloon payments
Zero Interest Option: If the financed amount is paid in full within 12 months, no finance charge will be assessed, Monthly on-time payments are required.
Required Documents
You may be requested to provide any or all of the following for each pre-approved application:
- 2 recent pay stubs
- Copy of driver’s license or government issued ID card
- Utility bill with current address matching that on application
- Signed contract and auto debit form (Visa, MasterCard or Checking Account acceptable)
